by Mr. Arvind Laddha, MD, Vantage Insurance Brokers
Buy early:
Buying an insurance policy early ensures that the insurer will cover you for all illnesses because there are likely to be no exclusions if you are in good health at a young age.
What type of insurance policy should you buy?:
It is advisable to buy a single sum insured that covers you & your family members, rather than buying a separate sum insured for each family member. Such a policy is called a family floater policy.
How much insurance cover is adequate?
When deciding the appropriate sum insured or amount of insurance cover, you need to keep in mind the following factors -the number of members in your family, your age & your family medical history.
About the Author..!
Mr. Arvind Laddha is MD & CEO at Vantage Insurance Brokers
Finding the most suitable health insurance plan for your needs and budget isn't always easy, but it is definitely worth doing some research and comparison before committing to anything. This way you can you determine which policy can give you the best coverage at the lowest possible rate. If you're really stuck, however, you could seek the help of a health insurance broker/agent who may be able to advise you on which plan would best meet your needs.
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