According
to the RBI (Reserve Bank of India) data, as of June, 2012 outstanding bank
credit to the real estate sector was Rs. 5.31 lakh crore While 78% of this
exposure is towards the housing loan segment, the remaining 22% have been to
real estate developers / builders or promoters.
An evident trend is the decline in banks’ exposure towards commercial real estate lending. Growth has come down from 23.2% in June 2011 to 4% in June 2012, says the report titled “Economy and Realty @ Glance.”
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