Booking a ticket through the IRCTC (Indian Railway Catering and Tourism Corporation) website is set to get easier & faster if the IRCTC's plans to set up a rolling deposit scheme (RDS) work out.
Mr. PradeepKundu, Joint General Manager, Public Relations, IRCTC, said, "Under the scheme, a user can deposit money in advance with the IRCTC & use RDS from the available payment options on the IRCTC website for paying for their tickets."
The IRCTC has proposed a one time registration fee of about Rs. 200 to Rs.250 and a minimum deposit of nearly Rs. 1,500 to Rs. 2,000 for the service.
The IRCTC has proposed a one time registration fee of about Rs. 200 to Rs.250 and a minimum deposit of nearly Rs. 1,500 to Rs. 2,000 for the service.
Users can top up their RDS account balance by using any of the available payment gateways and can also transfer money from their bank accounts to their IRCTC accounts & book tickets using that RDS account. The account can be managed and topped up online.
The IRCTC says, ''The RDS account system will be more efficient & advantageous as compared to transactions carried out through payment gateways of banks.
Mr. Pradeep Kundu also said, "Currently, after a payment option is selected, customers are redirected to the payment gateway, where they enter their card details. Subsequently, they are redirected to either the Verified by Visa or / Master Secure service, where they have to enter their password & validate the transaction. This entire process consumes a substantial amount of transaction time.
Very often, customers enter the wrong passwords & have to revalidate the transaction. When the customer is finally redirected to the IRCTC site, the session may have timed out & as a result the ticket would not have been booked.Time can be saved by using an RDS account, as the entire transaction is internal & there is no dependency on a third party payment gateway.
The RDS mode of transaction system is faster, safer & easier. Users will not only save on payment gateway charges. But will also save precious booking time by eliminating payment approval cycle. Under the RDS system, the user's dependency on banks is reduced. Even if banks go offline, IRCTC users can book tickets using their RDS account.
Mr. Pradeep Kundu also said, "Currently, after a payment option is selected, customers are redirected to the payment gateway, where they enter their card details. Subsequently, they are redirected to either the Verified by Visa or / Master Secure service, where they have to enter their password & validate the transaction. This entire process consumes a substantial amount of transaction time.
Very often, customers enter the wrong passwords & have to revalidate the transaction. When the customer is finally redirected to the IRCTC site, the session may have timed out & as a result the ticket would not have been booked.Time can be saved by using an RDS account, as the entire transaction is internal & there is no dependency on a third party payment gateway.
The RDS mode of transaction system is faster, safer & easier. Users will not only save on payment gateway charges. But will also save precious booking time by eliminating payment approval cycle. Under the RDS system, the user's dependency on banks is reduced. Even if banks go offline, IRCTC users can book tickets using their RDS account.
Key features of Rolling deposit scheme
^ User authentication:
^ User authentication:
Users of RDS will be verified & authenticated through online PAN card number verification
^ Secure access:
^ Secure access:
Users will have to provide transaction passwords or / PIN numbers for every booking done through RDS
^ Complete history:
Users will be able to check RDS transaction or /payment history. They can also change the transaction password as & when required
^ Easy refund:
^ Easy refund:
In case of ticket cancellation, the refund will be credited to the user's RDS account the next day
"Under the scheme, a user can deposit money in advance with the IRCTC & use RDS from the available payment options on the IRCTC website for paying for their tickets."
ET
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