Mr. X , 2 week vacation to the UK with his wife & children. He has planned for months & booked a tour with a major renowned tour operator.
Upon arrival at his destination, the airline informs him that their baggage has been delayed & it will take minimum 7 days for it to be traced and restored.
Mr X has no choice. But to shell out exorbitant sums in procuring necessary personal belongings, leading to his overall travel budget getting affected, not to mention the vacation being marred. There are many such eventualities, which one may face like medical expenses in case of illness or injury while travelling, loss of passport, or even delay/cancellation of a tour. These may lead to considerable unanticipated expense as well as much stress. Thus, while planning a trip, whether for business or leisure, whether domestic or foreign, it is crucial to provide for insurance.
However, given the many complexities & significant time investment required in planning a trip, one often tends to overlook this important element. In such a scenario, the most expedient solution is to buy insurance online.
Online purchase is fast, convenient and above all, offers easy accessibility to busy travelers pressed for time. Also, policies purchased online are often cheaper as intermediary commission is bypassed, and the insurer may consequently offer lower premium to the policyholder.
Moreover, for today's savvy traveller, the internet serves as a single window for all travel requirements from ticketing to making hotel bookings / even buying an entire holiday package. It is then, only natural to get one's trip insured through the same platform. Applying for a travel insurance policy online is a simple process.
Mr. Arun Balakrishnan, CEO, BerkshireInsurance.com
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