If you have purchased your property within last one
year (12 months) by using own source of funds, you can avail our refinance
option and take a loan up to the registered value of your property.
Part
Prepayment facility * -
Now, be
rewarded for repaying your loan on time & reduce your EMI or tenor or both
by using the part prepayment facility .You can prepay upto six times in a
calendar year at any interval with the minimum amount per prepay transaction
being not less than three EMI’s and there is no limit on the maximum amount.
* Applicable
following first EMI clearance
Benefits
Bajaj Finserv Lending home loans comes with the
following exclusive benefits:
^ Nil
Prepayment Charges
^ Prompt
Repayment Benefit - Bajaj Finance offers an exclusive benefit to the customers
who pay all their EMI’s on time. Subject to timely clearance & no delays of
all EMI’s for the first 36 months of the total tenor, Bajaj Finserv Lending
would refund 1% of the annualized interest amount paid. The same will be paid
every 12 mnths upto 36 months.
^ Best in class
Insurance Schemes:
Group Credit
Protection Plus from Bajaj Allianz
Non Medical
Loan & Life Insurance of up to Rs.1 crore
Level term Plan,
which means you are covered for the complete amount despite reduction /
prepayment of loan amount.
Coverage for
the complete tenure of the loan up to a maximum of 30 years.
^ Home Safe
Plus from ICICI Lombard
^ Non
Medical Insurance up to Rs. 3 Crores
^ Provides
coverage against accidental death, permanent or total disability, diagnosis of
critical illness and loss of job.
^ Coverage
for 5 years.
Transparency
and Flexibility
Transparency
& flexibility are key to establishing a good trustworthy relationship.
That’s why we, at Bajaj Finserv Lending, inform you about all the charges
upfront and assure you that only surprises that you will receive from us will
be pleasant ones.
To ensure
that you are aware upfront of every charge that you might have to incur over
the term of 20 years, we have taken the following steps:
You are
issued a sanction letter and a copy of loan documentation (on demand) for your
records.
You are
issued a welcome letter which is exclusively designed and customized for you.
It is sent to you within a week of the loan disbursal giving you complete
details of your loan, repayment schedule and comprehensive details on Insurance
along with a tariff card detailing all applicable charges and benefits available
as a customer.
Plus an
exclusive gift for special customers like yourself.
Premium Document Storage Facility
Bajaj Finserv Lending understands the importance of
safeguarding your property documents and has entered into a strategic
partnership with one of the leading storage facilities in India for storing
your valuable property documents. You can rest assured with your documents
residing safely in a 5,00,000 cubic ft storage with state of the art storage
facility plus world class security systems and fire resistant storage rooms.
This facility combines with cutting edge technology
such as bar-coding, powerful data/search engines, internet access and portable
computers to store and manage hard copies for the clients.
Your original property documents mortgaged with Bajaj
Finserv Lending can be retrieved within 5 days of completion of the loan.
Call at 1800 2094151 for the Home Loan.
If
you have taken a consumer durable loan or a personal loan, write to us at
wecare@bajajfinserv.in
If
you have taken a Business loan, Loan Against property, Loan Against Securities
or Construction Equipment loan, you can call us at 1800 2094151 or write to us
at wecare@bajajfinserv.in
If
you have taken a Bajaj Vehicle loan, write to us at
bflcustomercare@bajajauto.co.in or call us at 1800 209 2235
Time: 9.30 a.m to 7 p.m, Monday to Saturday.
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