Bajaj Finserv Lending, the financing arm of Bajaj
group, will offer housing loans to salaried individuals beginning October,
2012. Now, the firm gives loans to only self employed individuals only.
It plan to start offering housing loans to salaried
individuals by end of this calendar year (2012)
Eligibility & Documents
Eligibility
^ You must be
an Indian Resident
^ You must
be at least 28 years of age when the loan is sanctioned.
^ You must
be employed or self-employed with a regular source of income.
^ The value of your property is a minimum of
Rs. 60 lacs in case of Mumbai and Delhi, Rs.30 lacs for Panipat, Karnal and
Yamunanagar and Rs. 45 lacs in case of other cities.
^ The
required loan amount is a minimum of Rs. 50 lacs in case of Mumbai and Delhi,
Rs. 25 lacs for Panipat, Karnal and Yamunanagar and Rs. 35 lacs in case of
other cities.
Documents
Documents
|
Self
Employed
|
Firms
& companies
|
Application form
|
yes
|
yes
|
Photograph
|
yes
|
Yes
(Partner's/Director's)
|
Identity Proof
|
yes
|
yes |
Address proof
|
yes
|
yes
|
Signature Proof
|
yes
|
yes
|
Date of Birth Proof
|
yes
|
Certificate
of incorporation
|
Income Details
|
IT
Returns & Balance Sheet & P/L Account statement for the last 2 years
|
IT
Returns & Balance Sheet & P/L Account statement for the last 2 years
|
Bank Account Statements
|
For
Last 6 months
|
For
Last 6 months
|
Partnership Deed
|
Yes
(for partnership)
|
|
MOA/AOA
|
Yes(
for companies)
|
Call at 1800 2094151 for the Home Loan.
If you have
taken a consumer durable loan or a personal loan, write to us at
wecare@bajajfinserv.in
If you have
taken a Business loan, Loan Against property, Loan Against Securities or
Construction Equipment loan, you can call us at 1800 2094151 or write to us at
wecare@bajajfinserv.in
If you have
taken a Bajaj Vehicle loan, write to us at bflcustomercare@bajajauto.co.in or
call us at 1800 209 2235
Time: 9.30 a.m to 7 p.m, Monday to Saturday.
|
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