In India, Now health insurance (Mediclaim) cover is not being provided to HIV/AIDS patients, doctors categories.Who are vulnerable to the infection can look forward to health insurance cover soon.
In a draft released on recently, the IRDA (Insurance Regulatory and Development Authority) has asked all life & general insurers to put in place an underwriting policy on health insurance coverage for persons suffering from HIV and AIDS.
Mr. J. Hari Narayan, Chairman, IRDA said '“The Authority has received representations from various stakeholders, including public bodies and the Government, to provide insurance cover to people living with HIV and AIDS and to those who are vulnerable to it in health insurance policies''
The insurers should identify all possible risks and those risks which would be denied.
All the product designs would be examined and approved by the IRDA in accordance with file and use procedures.
The insurance regulator, proposes to implement this order from October 1, 2012.
In a draft released on recently, the IRDA (Insurance Regulatory and Development Authority) has asked all life & general insurers to put in place an underwriting policy on health insurance coverage for persons suffering from HIV and AIDS.
Mr. J. Hari Narayan, Chairman, IRDA said '“The Authority has received representations from various stakeholders, including public bodies and the Government, to provide insurance cover to people living with HIV and AIDS and to those who are vulnerable to it in health insurance policies''
The insurers should identify all possible risks and those risks which would be denied.
All the product designs would be examined and approved by the IRDA in accordance with file and use procedures.
The insurance regulator, proposes to implement this order from October 1, 2012.
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