Good News For Builders & Home Buyers : Tax Benift for Affordable Housing

Affordable housing may soon get a boost with the Income-Tax Department issuing guidelines for allowing investment linked deductions to businesses.

The income tax breaks are likely to encourage Indian real estate developers show more interest in this segment where margins have been narrowing in recent years because of rising input costs.

 According to the CBDT (Central Board of Direct Taxes) proposal, real estate project developers, under a scheme approved by the centre government or a state government, will get 100% deduction on any expenditure of capital nature, other than on plot of land, financial instruments, wholly for such projects.

The central government had said, ''The investment linked deductions are to be made available from April 1, 2012 and will, accordingly, apply to income tax assessment year 2012-13 and subsequent years''

The CBDT has now stipulated that the investment linked deduction will be available only for projects that commenced operations on or after April 1, 2011. The projects will have to be completed in 5 years and come up on a minimum of one acre.

30-60-10%

Minimum 30% of the total allocable rentable area of the project should comprise affordable housing flats/houses for the EWS (Economically Weaker Section) category.

At least 60% of such area should comprise affordable housing units for EWS and LIG (Lower Income Group) categories. At least 90% should be made up of affordable housing units for the EWS, LIG & MIG (Middle Income Groups).

The 10% can house other residential or commercial units.

For the tax-break, the Income-Tax Department has linked the definition of affordable housing to the ‘rentable area' and to the city where the project is located.

Because of this Tax Benift, house price will be come down and affordable housing flats/houses supply will be  increase.


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